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First-time homebuyers can get up to $20,000* for down payment and closing cost assistance.

The Kettering First-Time Homebuyer Assistance Program is designed to make the process of buying a home more affordable for new homeowners. Whether you’re a renter or another individual looking to buy your first house in Kettering, this program is designed for you. The program provides a grant of 10%* of the purchase price to cover down payment and closing costs. Maximum grant amount $20,000*.

If you’re a first-time homebuyer* looking to purchase a house in Kettering, Ohio – don’t miss this great opportunity.

Program Details and Eligibility:

– First-time Homebuyers* only. –
– Serves households making up to 120% Area Median Income (AMI). –
– Must be purchasing a home within the City of Kettering. –
– Will be paired with a Day Air Mortgage Product. –

Questions? Check out our FAQ Page or contact us today!

Kettering First-Time Homebuyer Assistance Program

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Questions? Check out the easy ways to contact Day Air below.

  • Chat with a Day Air Member Service Representative
    • Click on the green chat icon in the bottom right corner of this web page and a member service representative will be happy to assist you.
  • Text with a Day Air Member Service Representative
    • Send a text message to 937-643-2160 and a member service representative will be happy to assist you.
  • Call the Day Air Member Service Center
    • Call Day Air at 937-643-2160 or toll-free at 888-329-2472 and a member service representative will be happy to assist you.
*Kettering First-Time Homebuyer Program Assistance Disclosures
  • *Certain restrictions apply. All loans are subject to credit union approval.
  • *First-time homebuyers are defined as an individual who has had no ownership in a principal residence during the 3-year period ending on the date of purchase of the property.
  • *Each year of occupancy 20% of the forgivable down payment and closing cost assistance is forgiven. The maximum amount of forgiveness is $20,000 over a five-year period.
  • *Can serve households making up to 120% AMI
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