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The Day Air Platinum Low-Rate Credit Card is one of the lowest APR* credit cards in the Miami Valley. 

With a Day Air Platinum Low Rate Visa® Credit Card you’ll get our lowest APR* plus using your card helps you build credit and offers better protection than cash. Your Day Air Credit Card transactions are available through Online Banking where you can view balances, check available credit , view monthly statements and transactions, pay your bill and more. 

  • Rates as low as 6.25%
  • No Annual Fee
  • No overlimit fee
  • 25-day grace period on purchases
  • Security to purchase online through Verified by VISA®

Need a balance transfer?

You’re in luck! Plus you can get a great balance transfer rate today!

Unlike other credit card offers where the transfer rate changes to a higher rate in 3 months, 6 months, or even a year, a Day Air balance transfer rate is good for the life of the balance! Learn how you can transfer your other credit card balances to Day Air today!


Simply click on the green chat icon in the bottom right corner of this web page and a member service representative will be happy to help you get started with your credit card balance transfer today!

Day Air Card Controls

Day Air Card Controls will notify you each time your Day Air card is used, whether its at a grocery store or for an online purchase. Enabling this feature with your Day Air cards adds yet another level of security to your Day Air account. Watch our short video “How to Setup Card Activity Alerts” in the Day Air App to get started.

Card Controls and Push Notifications must be enabled to use Card Activity Alerts in the Day Air App. Learn how to setup those here, Card Controls | Push Notifications.


Card Fraud, Lost or Stolen


Card Activation


Cardholder PIN Select




*APR = Annual Percentage Rate. Rates are variable based on evaluation of credit history, so your rate may differ. Variable rate calculated by adding three percent to the Prime Rate as determined by the Federal Reserve. Full details and disclosures.