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Access money from the equity in your home when you need it.

There’s real equity in your house (and we don’t mean the change under your couch cushions!), so why not put that money to work with one of our home equity loans or a line-of-credit?

Home Equity Loan Rates

Home Equity Line of Credit

Benefits include:
  • No Annual fee
  • No early termination fee
  • No minimum balance requirement
  • 7 year draw period
  • Up to 100% loan-to-value
  • No application or origination fees
  • Interest paid may be tax-deductible (consult your tax advisor for details.
Rates as low as

4.00% with an LTV of 80% or less.

4.00% with an LTV between 81% and 90%.

4.49% with an LTV above 91% .

Home Sweet Loan

Benefits include:
  • Up to 100% loan-to-value
  • Low fixed rates
  • Closed-end loan with one-time disbursement
  • Terms up to 180 months
  • Closing costs may be financed
  • No application fees
  • Interest paid may be tax-deductible (consult your tax advisor for details.
Rates as low as

4.24% with an LTV of 80% or less.

5.24% with an LTV between 81% and 90%.

5.99% with an LTV above 91% .

*Additional Home Equity Loan Details
*Upon approved credit – based on credit qualifications. Applicable interest rate varies depending on your credit qualifications and loan to value ratio. APR = Annual Percentage Rate. The equity line has a variable rate feature and is indexed to the Prime Rate. Maximum Home Equity loan is $200,000. DACU’s mortgage programs are available only to residents in the State of Ohio. Consult your tax advisor for tax deductibility. Closing costs can range up to $427.
Pursuant to the Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act) of 2008, Day Air Credit Union and all Mortgage Loan Officers employed by Day Air Credit Union are registered with the Nationwide Mortgage Licensing System Registry (NMLS Registry). A unique identifier (NMLS Number) has been assigned to the Credit Union and each Mortgage Loan Officer.

You are encouraged to use the NMLS Identification Number(s) to conduct additional research within the NMLS Consumer Access website. NMLS Consumer Access is a free service for consumers which provides licensing information for mortgage lending institutions and individual Mortgage Loan Officers. You may access this service by visiting the NMLS Consumer Access website at:
http://www.nmlsconsumeraccess.org.

NMLS ID: 411837.