The City of Kettering and Day Air Credit Union announced two new programs to provide affordable and sustainable homeownership and home improvement for Kettering residents. The First-Time Homebuyer Assistance Program and the Home Improvement Assistance Program will provide low-interest, forgivable loans to help offset down payment and renovation costs for current and future Kettering residents.

The Home Improvement Assistance Program serves the purpose of promoting the general welfare of Kettering residents by providing affordable and sustainable home improvement options for Kettering residents. The program aims to help Kettering residents make home upgrades that enhance property value by providing a special low-rate home improvement loan from Day Air of which 40%, up to $20,000, will be forgivable. Program funds can be put toward a large list of exterior and interior home improvements as approved by the City of Kettering. Learn more about the Home Improvement Assistance Program including qualification details at

City Manager Mark Schwieterman said, “We’re passionate about providing resources for our community that enhance the lives of everyone who chooses to call Kettering home. We’re excited to partner with Day Air to provide affordable and sustainable opportunities for Kettering residents to enjoy homeownership.”

The First-Time Homebuyer Assistance Program is designed for the purpose of promoting the general welfare of Kettering residents by providing affordable and sustainable homeownership options for Kettering residents. This program will help renters and low to moderate-income households reduce the financial burden of getting their first home by providing up to 10% down payment and cover closing costs up to $20,000 when paired with a Day Air Mortgage product. Day Air has agreed to provide special financing and terms for the remainder of the program.

“Day Air is proud to make a difference in the communities we serve,” said Bill Burke, President and CEO. “Working with the City of Kettering to help make the financial dreams of our members and our community more achievable is core to who we are.” Learn more about the First-Time Homebuyer Assistance program at

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