Cast Your Vote

In addition to Tim’s volunteer experience with Day Air listed above, he retired with over 37 years of experience in Accounting, Budget, and Financial Management with the Defense Electronics Supply Center, and WPAFB. Tim has a B.S. in Accounting and an MBA from the University of Dayton. Tim is also a member of St. Charles Borromeo Catholic Church, participating in Ministries including Choir, Knights of Columbus, Adult Faith Formation, Bereavement Committee, and Outreach to the Homebound. He serves as a member of the Pastoral Care Team for the Kettering Medical Center, does food delivery for the House of Bread, and provides accounting services to Lydia’s Mission, which provides food, assistance, and employment opportunities to the underserved in South Africa.

Dr. Muhammed is a member of the Greater Miami Valley Wrestling Association Executive Board, a member of the USA-Ohio Greco-Roman Wrestling National Team Staff, Equity Lodge Number 121, and Amer Temple 107. He is currently the owner of two small businesses, Existentially Urban and Blackfire Bullies. Armiya and his wife Nazirah have been married for twenty-seven years, they are the parents of eight children who reside in the Greater Dayton Area. They have been members of Day Air Credit Union for the past twenty years. Dr. Muhammed hopes to bring innovative ideas and his willingness to serve the entire Day Air Credit Union family.

Ralph Frasca: Ralph Frasca is a Professor Emeritus of Economics at the University of Dayton, where he taught a wide range of courses in both the undergraduate and MBA programs. Ralph has co-authored personal finance textbooks that have been used in personal finance courses at many colleges and universities. Day Air Credit Union has done an excellent job of promoting financial literacy. Ralph is interested in furthering that goal by supporting the financial well-being of the Day Air membership during these difficult times of inflation and shortages. Unlike banks whose primary goal is to serve their business interests, credit unions were created to place their members first, he will ensure that Day Air continues to promote the interest of its members with innovative service and timely financial products in this rapidly changing financial environment. During the recent covid epidemic, Day Air has provided flexible financial alternatives to ease the burden of those hit hardest by the loss of employment.  Ralph is committed to Day Air Credit Union and the wider Dayton community in its objective of serving a diverse and expanding membership. Ralph, and his wife, are long-time members of Dayton, having raised four children who graduated from local schools and colleges.

She currently serves on the Board of Directors as the Vice-chair for Oasis House, offering hope and support to women survivors of sexual exploitation and trauma by promoting healing, restoration, and teaching practical life skills.  With 35 years of credit union experience and building a very successful small business, she has experiences to add value to the Board of Directors for Day Air Credit Union and would love an opportunity to serve the credit union, its employees and members’.  She currently resides in Beavercreek with her husband.  She has been a Day Air Credit Union member since 1998.

He serves because he believes that Day Air has the pulse of the community they are a part of and that they are making positive changes in the lives of those in their community and have a lasting impact as well.