Personal Loans

Lock in a great rate for a specified term.

SMake your money work for you while you save and profit from the dividends earned. With terms ranging from 6 to 60 months and bump-up and IRA options, choose the Day Air certificate option that’s best for you.

day air certificate types
  • Share Certificates
    • Get competitive dividend rates based on current market rates, and terms for various maturity dates ranging from 6 to 60 months.
  • Bump-Up Certificates^
    • You’re not locked in! “Bump-Up” your rate once during the life of the certificate on our 36, 48 and 60 month certificates.
  • IRA Certificates and Accounts
    • IRAs can help you plan for retirement and for higher education expenses for your dependents.  If you can afford to invest money, you will benefit from the tax savings and compound interest earnings of IRAs.

Personal Loan Rates

Lifestyle Signature Loan

Loans for anything you need. From furniture to school supplies, we want to help you succeed.

Fixed APR
(as low as)

8.99%

Variable APR*

N/A

Holiday Loan

Enjoy every holiday season. This unsecured loan can be used for many purposes.

Fixed APR
(as low as)

7.49%

Variable APR*

N/A

Share Secured

Borrow funds while using your share savings account as collateral. You’ll continue to earn dividends while paying a minimal intereste rate on this secured loan.

Fixed APR
(as low as)

N/A

Variable APR*

6.00% (Prime + 1%)

Certificate Secured

Borrow funds while using your share certificate as collateral. You’ll continue to earn dividends while paying a minimal intereste rate on this secured loan.

Fixed APR
(as low as)

4.00% + Paid Cert Rate

Variable APR*

N/A

StretchPay Loan

This loan is designed for established members* who need a small dollar loan to carry them over until receiving that next regularly scheduled income check.

Annual Participation Fee*

$35 or $70 

Initial Credit Limit*

$250 or $500

Repayment Term

30 Days

Advances must be paid in full prior to new/additional advances.

StretchPay Revolving**

Fixed APR
(as low as)

18.00%

Variable APR*

N/A

CheckLine – Revolving

Fixed APR
(as low as)

16.00%

Variable APR*

N/A

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