There’s real equity in your house (and we don’t mean the change under your couch cushions!), so why not put that money to work with one of our home equity loans or a line-of-credit?

Apply for a Freedom or Home Equity Loan   First-Time Home Buyer’s Guide

Home Equity Line of Credit

What you should know about Home Equity Lines of Credit – CFPB

  • No annual fee
  • No early termination fee
  • No minimum balance requirement
  • Seven-year draw period
  • Up to 100% loan to value*
  • No application or origination fees
  • 24/7 internet access via It’s Me 247
  • Interest paid may be tax-deductible – consult your tax advisor for details.

Home Sweet Loan

  • Up to 100% Loan-to-Value*
  • Low fixed rates
  • Closed-end loan with one time disbursement
  • Terms up to 180 months*
  • Closing costs may be financed
  • No application fees
  • Interest paid may be tax-deductible – consult your tax advisor for details.
In addition, we offer quick turn around time by utilizing online appraisals when possible. Contact our professional loan staff for additional details!
*Upon approved credit – based on credit qualifications. Applicable interest rate varies depending on your credit qualifications and loan to value ratio. APR = Annual Percentage Rate. The equity line has a variable rate feature and is indexed to the Prime Rate. Maximum Home Equity loan is $200,000. DACU’s mortgage programs are available only to residents in the State of Ohio. Consult your tax advisor for tax deductibility. Closing costs can range up to $427.

Pursuant to the Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act) of 2008, Day Air Credit Union and all Mortgage Loan Officers employed by Day Air Credit Union are registered with the Nationwide Mortgage Licensing System Registry (NMLS Registry). A unique identifier (NMLS Number) has been assigned to the Credit Union and each Mortgage Loan Officer.

You are encouraged to use the NMLS Identification Number(s) to conduct additional research within the NMLS Consumer Access website. NMLS Consumer Access is a free service for consumers which provides licensing information for mortgage lending institutions and individual Mortgage Loan Officers. You may access this service by visiting the NMLS Consumer Access website at:

NMLS ID: 411837.