Share Certificates

Lock in a great rate for a specified term.

SMake your money work for you while you save and profit from the dividends earned. With terms ranging from 6 to 60 months and bump-up and IRA options, choose the Day Air certificate option that’s best for you.

day air certificate types
  • Share Certificates
    • Get competitive dividend rates based on current market rates, and terms for various maturity dates ranging from 6 to 60 months.
  • Bump-Up Certificates^
    • You’re not locked in! “Bump-Up” your rate once during the life of the certificate on our 36, 48 and 60 month certificates.
  • IRA Certificates and Accounts
    • IRAs can help you plan for retirement and for higher education expenses for your dependents.  If you can afford to invest money, you will benefit from the tax savings and compound interest earnings of IRAs.

Certificate Rates

Length

6 Month

Dividend Rate

1.79%

APY*

1.80%

Length

12 Month

Dividend Rate

1.89%

APY*

1.90%

Length

18 Month

Dividend Rate

1.98%

APY*

2.00%

Length

24 Month

Dividend Rate

2.08%

APY*

2.10%

Length

36 Month Bump-Up Available

Dividend Rate

2.13%

APY*

2.15%

Length

48 Month Bump-Up Available

Dividend Rate

2.23%

APY*

2.25%

Length

60 Month (Bump-Up Available

Dividend Rate

2.37%

APY*

2.40%

– All certificates require a $500 minimum deposit. A penalty may be imposed for early withdrawal.
– *APY = Annual Percentage Yield. Rates subject to change.
– ^New money only. Bump-Up is only allowed one time over the life of the certificate. Current rate must be higher to qualify for the bump. Minimum is $500.
– Day Air Fee Schedule
– 
Rates effective [date].

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