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Understanding the Credit Card Trap

Understanding the Credit Card Trap

Did you know the average American household carries $6,358 in credit card debt? If that doesn’t sound too alarming, consider this: A debt of $5,000 with an interest rate of 24.99% (which is the current rate of a typical Capital One or Citibank card), where only the...
The Realities of Paying Off Student Loans

The Realities of Paying Off Student Loans

College graduates in Ohio are entering the workforce with high hopes, bright futures, and years’ worth of student loan debt. The average annual cost of tuition in Ohio was $14,804 for the 2016-2017 academic year, according to CollegeCalc. That’s $1,218...
When Credit Scores Have Credit Scars

When Credit Scores Have Credit Scars

A Credit 101 Halloween edition I can vividly remember one specific Halloween day, I was riding my bike with my friends on the street in front of my house.  I was in my early teens and as always, my competitive nature got the best of me as a race broke out.  Just as I...