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How to Improve Financial Wellness

How to Improve Financial Wellness

September is self-improvement month, and many Ohioans feel they could stand to improve their financial wellness. In an Ohio Credit Union League 2018 consumer survey, respondents were asked to rate their financial wellness on a scale from one (lowest) to five...
What is a Secured Credit Card? And Should You Get One?

What is a Secured Credit Card? And Should You Get One?

What is a Secured Credit Card? A Secured Credit Card requires a cash collateral deposit that becomes the credit line for that account. For example, if you put $500 in the account, you can charge up to $500. Secured Credit Cards are great for people with bad credit or...
When Credit Scores Have Credit Scars

When Credit Scores Have Credit Scars

A Credit 101 Halloween edition I can vividly remember one specific Halloween day, I was riding my bike with my friends on the street in front of my house.  I was in my early teens and as always, my competitive nature got the best of me as a race broke out.  Just as I...