by Rachel Puslat | Sep 17, 2019 | Saving Smart
Did you know the average American household carries $6,358 in credit card debt? If that doesn’t sound too alarming, consider this: A debt of $5,000 with an interest rate of 24.99% (which is the current rate of a typical Capital One or Citibank card), where only the...
by Rachel Puslat | Oct 16, 2018 | Credit Union, Products & Services
Choosing the best credit card for your lifestyle can have a considerable impact on your overall financial health. In an Ohio Credit Union League 2018 consumer survey, 73 percent of respondents stated that they use at least one or two credit cards every month. Of those...
by Rachel Puslat | Sep 4, 2018 | Loans
What is a Secured Credit Card? A Secured Credit Card requires a cash collateral deposit that becomes the credit line for that account. For example, if you put $500 in the account, you can charge up to $500. Secured Credit Cards are great for people with bad credit or...
by Rachel Puslat | Oct 17, 2017 | Loans, Products & Services
A Credit 101 Halloween edition I can vividly remember one specific Halloween day, I was riding my bike with my friends on the street in front of my house. I was in my early teens and as always, my competitive nature got the best of me as a race broke out. Just as I...
