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Understanding the Credit Card Trap

Understanding the Credit Card Trap

Did you know the average American household carries $6,358 in credit card debt? If that doesn’t sound too alarming, consider this: A debt of $5,000 with an interest rate of 24.99% (which is the current rate of a typical Capital One or Citibank card), where only the...
When Credit Scores Have Credit Scars

When Credit Scores Have Credit Scars

A Credit 101 Halloween edition I can vividly remember one specific Halloween day, I was riding my bike with my friends on the street in front of my house.  I was in my early teens and as always, my competitive nature got the best of me as a race broke out.  Just as I...