by Rachel Puslat | Jan 6, 2022 | Credit Cards, Credit Union, Financial Safety, Products & Services, Saving Smart, shopping
The holidays are officially over, but the debt remains. Overspending happens every year during this time, and once the holiday glow is over, the bills start taking over. According to Magnify Money’s annual post-holiday survey, 31 percent of consumers took on debt to...
by Rachel Puslat | Jun 4, 2019 | Credit Union
We all grow up hearing the same financial advice: Spend less, save more and invest early. While most of these words of wisdom ring true, there are lots of widespread money management tips that are actually false. Read on for 7 money myths that might be causing you...
by Rachel Puslat | Oct 16, 2018 | Credit Union, Products & Services
Choosing the best credit card for your lifestyle can have a considerable impact on your overall financial health. In an Ohio Credit Union League 2018 consumer survey, 73 percent of respondents stated that they use at least one or two credit cards every month. Of those...
by Rachel Puslat | Sep 4, 2018 | Loans
What is a Secured Credit Card? A Secured Credit Card requires a cash collateral deposit that becomes the credit line for that account. For example, if you put $500 in the account, you can charge up to $500. Secured Credit Cards are great for people with bad credit or...
by Rachel Puslat | Aug 7, 2018 | Credit Union
You’re seeing a lot of 0% balance transfer ads and marketing letters lately. I’m sure it’s very tempting to finance a vacation, new appliance or television knowing you can transfer the balance for 0%. Doing so is what is commonly referred to as...