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They say that you shouldn’t take your work home. But, after spending all day in the construction zone of our Kettering branch remodel, I can’t help it.

All day long it’s, “What color should the walls be?” “How can we squeeze another office into this space?” “Is the conference room big enough?”

I guess that I could blame all the saw dust, but when I get home, I can’t help but look around my house and think about more home improvements.  Lately, I’ve been focusing on my kitchen.

“Maybe those cabinets should be off-white.” “I sure could use more countertop space.” “We sure could use some new appliances.”

I’m sure you have home improvements in mind too. Maybe it’s a new deck, finishing the basement or painting the exterior.  All of these projects seem to add up really quick.  And some, while expensive, will even add value to your home.

For myself, and many like me, a home equity line of credit is the best option.  Once you get approved for a certain amount, you only have to use what you need. With a line of credit, you can pull money out several times, especially if a project requires multiple contractors or purchases.

If you have any questions about whether a home equity line would be best to help get your jobs complete, just call one of our branches, we can advise you on what’s best.

Jannell Eichstaedt | SVP Member Service, CXO