Credit unions throughout the country are disappearing. There are now 5,800 credit unions in the U.S. and that number is decreasing at the rate of one per day. Consolidation of community banks is occurring at the same rate as credit unions.

Smaller institutions frequently don’t have the capital, management expertise, technology and/or overall resources to meet the ever-changing financial needs of members. That was the situation encountered by Triangle Credit Union here in Dayton. With $18 million in assets and serving 2,100 members, the Credit Union had been losing money, losing members and faced increased regulatory pressures. The Triangle Board recognized that a merger into a stronger institution was necessary and decided to merge into Day Air. That merger is effective April 30, 2017.

Everyone at Day Air is looking forward to serving the former members of Triangle Credit Union. Triangle’s main office on Culver Ave. in Kettering will be closed effective immediately since Day Air’s main office on Wilmington Pike is less than one mile away. The Triangle branch office on Mount Ct. in Lebanon will remain open as a Day Air branch. All former members of Triangle may begin using any of Day Air’s other six branch locations. The combined organization now operates seven branches, has over $370 million in assets and serves 42,000 members in the Miami Valley.

The merger offers expanded financial services and advice, as well as greater convenience, to all former Triangle members. Just some of the many new products and services members now have access to include mortgage loans, business loans, financial advisory services, rewards checking (the best checking program in town!), health savings accounts (HSAs), college savings accounts, mobile banking, text banking, mobile deposit, ApplePay, instant issue debit cards, credit cards with limits up to $30,000, a car buying service, auto and homeowners insurance, and much more.

All Triangle employees interested in remaining with the Credit Union were retained. Relationships with members are vitally important to both Day Air and to Triangle, and that mutual commitment to being local, community-minded and responsive made the fit between the two organizations a natural.

The Triangle Board deserves much credit for how they’ve served members over the years. They now also deserve much credit for the decision to merge into a larger credit union that offers much more but retains the same home town values.

We’re looking forward to serving the financial needs of all of our newest members. Welcome!

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